Choosing strong passwords and user motivation

One of the main reasons for passwords being hacked is because of users choosing weak passwords. Motivation is one of the key driving forces when doing something, which also applies when choosing good passwords. Unless your account login has been hacked before, users have little motivation whatsoever for creating good passwords. (The average user overestimates the strength of his password and underestimates the ingenuity of the hacker). Of-course the user is not to blame. Creating a strong password is hard work; you need to balance the complexity of the password with memorability. Choose a strong password and the chances are high that you will tend to forget it if you do not use it on a regular basis.
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